Terms of Use

Acceptance of Terms

By accessing and using the davirlyrafaria website (davirlyrafaria.world), you accept and agree to be bound by the terms and provision of this agreement. These terms constitute a legally binding agreement between you and davirlyrafaria regarding your use of our financial analysis platform and educational services.

If you do not agree to abide by the above, please do not use this service. We reserve the right to modify these terms at any time, and such modifications shall be effective immediately upon posting on this website.

Service Description

davirlyrafaria provides financial analysis tools, profitability assessment resources, and educational content designed to help businesses understand their financial performance. Our platform offers analytical frameworks and learning programs scheduled for mid-2025 through early 2026.

• Interactive financial analysis tools and calculators
• Educational content covering business financial principles
• Profitability assessment methodologies and frameworks
• Learning programs with structured curriculum delivery
• Access to financial planning resources and templates

All educational programs are scheduled to commence in late 2025, with enrollment opening in mid-2025. Individual results from our educational content may vary based on business circumstances and application of learned principles.

User Responsibilities and Conduct

As a user of our platform, you agree to use davirlyrafaria's services responsibly and in accordance with applicable laws. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

Prohibited Uses

• Attempting to gain unauthorized access to other user accounts or system data
• Using the platform for any unlawful purpose or activity
• Distributing malware, viruses, or other harmful software
• Reproducing, duplicating, or selling any part of our service without permission
• Interfering with or disrupting the integrity or performance of our platform

Account Security

You must provide accurate and complete registration information when creating an account. You are solely responsible for maintaining the security of your login credentials and must notify us immediately of any unauthorized use of your account.

Intellectual Property Rights

All content on the davirlyrafaria platform, including but not limited to text, graphics, logos, course materials, software, and educational resources, is the property of davirlyrafaria and is protected by Australian and international copyright laws.

Users are granted a limited, non-exclusive license to access and use the platform for personal or business educational purposes. This license does not permit redistribution, modification, or commercial use of our intellectual property without explicit written consent.

Privacy and Data Protection

davirlyrafaria is committed to protecting your privacy and handling your personal information in accordance with Australian Privacy Principles and applicable data protection legislation. We collect, use, and store your information as outlined in our Privacy Policy.

By using our services, you consent to the collection and processing of your data as described in our Privacy Policy. This includes information necessary for account management, service delivery, and communication regarding our educational programs.

Data Security Measures

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

Payment Terms and Refund Policy

Payment terms for educational programs and premium services are clearly outlined during the enrollment process. All fees are quoted in Australian dollars and include applicable taxes where required by law.

• Program fees are due in full upon enrollment unless alternative arrangements are specified
• Refund requests must be submitted within 14 days of program commencement
• Partial refunds may be available based on program completion status and circumstances
• Payment processing fees are non-refundable in all circumstances

For programs scheduled to begin in late 2025, full refunds are available if requested more than 30 days prior to the program start date. Specific refund conditions will be communicated during the enrollment process.

Limitation of Liability

davirlyrafaria provides educational and analytical tools designed to support business decision-making. However, we make no guarantees regarding specific financial outcomes, business results, or the suitability of our content for your particular circumstances.

To the fullest extent permitted by law, davirlyrafaria shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our platform or participation in our educational programs.

Termination of Service

Either party may terminate access to davirlyrafaria's services at any time. We reserve the right to suspend or terminate accounts that violate these terms of use or engage in prohibited activities.

Upon termination, your right to access and use the platform ceases immediately. Provisions of these terms that by their nature should survive termination shall remain in effect, including intellectual property rights, limitation of liability, and dispute resolution clauses.

Governing Law and Dispute Resolution

These terms of use are governed by the laws of New South Wales, Australia. Any disputes arising from or relating to these terms or your use of our services shall be resolved through binding arbitration in accordance with Australian commercial arbitration rules.

Both parties agree to attempt resolution through good faith negotiations before pursuing formal dispute resolution procedures. This agreement does not limit either party's right to seek injunctive relief when appropriate.